On Your Side: Ways to Save Money

By: Jeff Anderson Email
By: Jeff Anderson Email

News 12 at 6, February 25, 2008

Saving money is getting to be high priority for many of you now, with the price of just about everything shooting through the roof.

It's not as hard you might think.

All it takes is a little planning, creativity and asking the right question like do you really need that $5 Starbucks every day?

Here are 12 ways to make your financial ends meet with a little more ease.

1) Stretch out time between haircuts. If you go every 4 weeks, try making it to 6 weeks.

2) Get water when you're eating out instead of soft drinks. Soft drinks at restaurants are pushing upwards of 2 bucks a glass. For a family of 4, that can be nearly $10 you could spend elsewhere.

3) Buy wash and wear clothes to avoid dry cleaning bills. $5 a jacket at the local cleaners can really add up.

4) Get rid of your credit cards with annual fees. There are too many credit cards out there for you to pay a fee just to have the right to use that card. Shop around and you could wind up with big savings.

5) Use your bank's online bill pay to cut down on stamp costs. Stamps are more than $8 a book. Doing your bill paying online could cut down on stamp costs by $50 to $70 a year.

6) Head to the garage, basement or attic. You'd be surprised what's up there that someone else may want. Put it up on eBay and your junk could quickly turn into cash in your pocket.

7) The next time you need to pick up a few odds and ends, you might want to consider heading to your local dollar store. They may not have everything you need, but there are lot of things in there you might pay for triple for at other retailers.

8) Become a homebody. Consider trading in those expensive nights at the movie theater for a subscription to Netflix or Blockbuster online. You can get all the movies you want for under $20 a month. And you won't ever be tempted by that expensive popcorn.

9) Raise your deductibles on your insurance. That will cut down on your monthly premiums by a bunch. You can do it on your car, your home or anything else you've got insured. Be careful though, you'll need to put aside some of those savings just in case anything happens.

10) Bring back the carpool. If you can share the ride with even one person, you'll save plenty of gas. And with prices over $3 a gallon now, most of us need all the help we can get.

11) Speaking of work, take your lunch to it. Most lunches cost anywhere from 5 to 10 bucks. That can kill your budget. And if you use plastic containers instead of Ziploc bags, your piggy bank will get even more full. And avoid those vending machines by bringing your own drinks. You can save 50 cents per drink.

12) Lastly, the best way to save money is to save money. Sounds simple, but take the savings you've earned and stick them in an internet savings account. Many of them return 4 to 5 percent interest now. That's a whole lot more than the 1 to 2 percent you might be getting with your traditional bank.

There you go, 12 ways to save money. 12 ways to make things easier on you financially.


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