12 On Your Side: Woman loses $600 in online payday loan scam

By: Jerome Collins Email
By: Jerome Collins Email


News 12 at 6 o'clock / October 9, 2013

"I shouldn't have done this but I wanted cash, and they took cash," says Goodwin. Far from what Goodwin says she had in mind when she completed an online application for a payday loan. "Oh it sounded really, really good in the beginning. Oh they said we're so glad to help you. We will help you all the way," says Goodwin.

She says the person on the other end of the phone asked her to send money to cover the processing fees for what was supposed to be a $1600 loan. Goodwin says she wired two separate amounts totaling nearly $600.

"When you go get a loan, you usually don't have to pay and i know that," says Goodwin. But Goodwin says they assured her the money would be in her account in just minutes.

She says they even stayed on the phone until she got home. But when she went online to check her account she got a surprise. "He hung up. I kept saying hello, hello, hello," says Goodwin.

That is when it hit home. She had been scammed and the calls keep coming. In fact, she got one while we were there. Goodwin says she has taken out loans before, just not through the internet.

Not to mention she provided enough information online for someone to steal her identity. "I gave them my routing number and my checking account number," says Goodwin.

While she knows she will have to cancel her account quickly, she also says she should have known better than to buy into the online loan scam. "I knew something wasn't right in the beginning, I feel so ignorant," says Goodwin.

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