12 On Your Side: Mortgage assistance program offers relief for first-time homeowners

By: Jerome Collins Email
By: Jerome Collins Email


News 12 at 6 o'clock / August 15, 2013

"I purchased this home when I was 29-years old," says Williamson. And home is where the heart is. It's also the place where she raised 3 children.

"The kids are grown and on their own now," says Williamson. "To own your own house is the greatest investment you can get." But in 2011 Williamson lost her job and eventually her unemployment ran out.

She faced losing her home after falling behind on her mortgage payments. "I had come so far with my home. I just didn't see me losing my home and foreclosure on my home," says Williamson.

That is when she heard about SC Help, a mortgage assistance program that helps qualified and responsible South Carolina homeowners stay in their homes during hard financial times.

"I made a decision to submit an application online," says Williamson. She says it was the first step to getting the help she needed. I put away the pride and I went through the process and I thought it was a very good process," says Williamson.

Once online Williamson says she answered a few eligibility questions then applied providing required documentation like mortgage and income verification.

Williamson says her decision to seek out SCHelp has kept her from losing the home she is worked so hard for. "I want someone else out there to know that there is another way," says WIliamson.

SCHelp is available in all 46 counties in South Carolina. You can apply online at SCHelp.gov.

Those without internet access can call 855-435-7472. Also on August 22, News 12 will host a live phone bank from 5pm to 7pm to assist homeowners with questions.

Mailing Address: P.O. Box 1212 Augusta, GA 30903 Main Telephone: (803) 278-1212 Newsroom: (803) 278-3111 newsroom@wrdw.com Fax: (803) 442-4561
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