Morning Money Matters: 25 cent scam

January 15, 2009; News 12 This Morning

Would you notice an extra 25 cent charge on your credit card bill? Some scammers are banking on the fact that you won't, so they are charging it to your credit card. Already, companies are seeing victims all over the country.

It's a good reminder to take a close look at your credit card statement. In this particular scam, you should be zeroing in on a quarter charge from a company called Adele Services out of Melville, NY. That company, by the way, does not exist.

So, why a quarter? Well, there are a couple theories. The most widely accepted one is the criminals are putting the charge through, to see if it's an active card. If it works, and they get the quarter, they'll make a mental note and use the card later.

Another theory is the scammers are looking to charge a whole lot of people a very little amount. 25 cents is not a lot when it comes from one person, but imagine if you could get a quarter from a million people?

No matter the reason for the pocket change charge, the end result is the same. If you have this bogus charge, a crook has your credit card, and you need to report it to your credit card company right away. is happy to provide a forum for commenting and discussion. Please respect and abide by the house rules:

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