Morning Money Matters: Holiday Shopping

December 22, 2008

It looks as if stores will have their Worst performance for the holidays since at least 1969, but retailers aren't giving up yet.

With just two shopping days before Christmas, we're really getting down to the wire, and while you are desperate to find the perfect gift, stores are desperate to sell it to you.

They are pulling out all the stops. I was out running errands last night, and the crowds were out there, taking advantage of deep discounts.
These sales look more like "after Christmas sales" than before Christmas sales, and it gets better if you check the paper or your mailbox. There are coupons galore, but here's something the stores don't advertise: old fashioned haggling. If you want a better price, just ask. Some experts put this to the test, and you know what? 80 percent of the time, they either got the price lowered or got some sort of upgrade, so speak up.

Oh, and about those gift cards: yes, they can be the perfect gift, but the recession is pushing more companies into bankruptcy, and if it happens to the store where you bought your gift-card, well, you lose. Good luck out there. is happy to provide a forum for commenting and discussion. Please respect and abide by the house rules:

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