On Your Side: Insurance Information

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News 12 at 6, March 18, 2008

BATH, SC--- A lot of you with storm damage to your homes are trying to get cleaned up, but you may also be wondering what to do next, especially when it comes to insurance.

A lot of you are facing a tough reality on Monday. The storm hit. The damage is done. Now it's time to get things fixed and that starts with calling your insurance agent.

Patsy Gagwell's backyard went from dazzling to devastated over the weekend, all thanks to what many in her Bath, SC neighborhood think was a tornado.

"I tried to run, but it was gone by the time I got to the bathroom," she said.

Luckily, she escaped, but now her beautiful trees are gone and her yard is a mess.

"It was terrible," she said.

For Patsy, the damage goes way beyond limbs and leaves on the ground to with part of her roof lifted off her house. Then there's the fence, or what's left of it, the entire thing was knocked down during the storm.

Lastly, there are the trees that are down. The interesting thing is not that they're down, it's what they pulled up when they went down. Right back there, Patsy's deck. It now sits straight up in the air.

But she's lucky, she has insurance.

"I talked to them, they're sending an adjustor out," she said with a look of relief on her face.

Insurance agent Sonya Wood says with widespread damage like this, people need to have a little patience. But there are some things you can do to get by in the meantime.

"It's ok to remove trees, make minor repairs until a claims adjustor can contact them," Sonya said.

Here's a few things to remember if you have damage.

1) If you haven't already, contact your insurance agent.
2) Make those temporary repairs.
3) Don't throw away any damaged property.
4) Take some pictures or videos of the damage.

Patsy's doing all of that and also looking on the bright side, "I'm happy, thankful I had insurance."

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